Direct Loans
What is a direct loan? Direct loans are loans that are arranged between a lender and a borrower. There is no “middle man” – for example, a credit broker – involved. The borrower applies to the lender directly, and gets a loan decision straight from them. Is a direct loan safe? Yes. As long […]
Cash Loans
What is a cash loan? A cash loan is an instant loan. A loan that will get money into your bank account the same day. Ready to use straight away, just like cash. Life is full of ups and downs, and there are times when you need money urgently to sort something. At those times, […]
Unsecured Loans
What is an unsecured loan? Firstly, what’s the difference between a secured and an unsecured loan? When you take out a secured loan, the lender uses one of your existing assets – usually your home or car – as security for the loan. This means that if you are unable to make your loan repayments, […]
Secured Loans
What is a secured loan? A secured loan is based on the value of an asset that you own; usually your home or car. The lender has legal access to this asset for the duration of the loan. If at any stage you are unable to make your loan repayments, the lender could repossess your […]
Short Term Loans
What is a short term loan? A short term loan is a loan that can be taken out for just a brief period of time. It is ideal to help plug a financial gap for a few weeks or months, then can be repaid once you are back on your feet again. Most short term […]
Guarantor Loans
What is a guarantor loan? If you take out a guarantor loan it means that another person acts to guarantee the loan for you. If anything went wrong and you were unable to make your loan repayments, then your guarantor would be legally obliged to make them on your behalf. Who could be a guarantor […]
Payday Loans
What is a payday loan? The concept of a payday loan is to help you get through the rest of the month till payday. Sometimes you find that, for whatever reason, there is just too much month left at the end of the money. You need some kind of cash advance to survive those last […]
Look ahead: Transform your finances in 2021
It’s that time of year when many of us begin to make New Year resolutions. Let’s face it, after the disaster that was 2020, we need something positive and hopeful to look forward to. Many resolutions focus on health, weight and fitness. Some of us may want to change jobs or homes in 2021, or […]
The best home improvements for 2021!
So as we move into 2021, what are your plans? Many of us will be ready to improve our homes, particularly after the dismal washout that was 2020. But if you are planning to improve your home, what are the best improvements to make? As 2020 has shown us only too clearly, life is full […]
