How much do you want to borrow?

Over how long?

Weekly repayments:
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£550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR


18 monthly payments of £113.06, repaying £2,035.08 in total

Standard personal loans term is 18 months. The interest we charge is directly related to the length of time you have your loan.

Max APR 937.8% (based on £550 over 18 months). All loans are subject to eligibility & affordability criteria. Late payment or non-payment may result in additional fees such as court fees. Click here for our renewal policy. Over 21s only, T&Cs apply.

What are the advantages of a 24 month loan?

If you are currently thinking about taking out a loan, one of the key factors to consider is the repayment period. Most personal loans have a repayment period of somewhere between 12 and 60 months. So what are the advantages of a 24 month loan?

  • Repayments on a 24 month loan will be more affordable than those on a loan with a shorter repayment period because they are divided equally over the 24 months;
  • Because of this, you may be able to borrow a higher amount of money with a 24 month loan than you would with a shorter repayment period loan;
  • A 24 month loan gives you long enough to get your finances completely back on track, but is not going to drag on for years like a longer repayment term loan.


How much can I borrow with a 24 month loan?

With a Loans 2 Go 24 month loan you can borrow from £1050 up to £2000. There are no fees for setting up your 24 month loan.

Your 24 month loan is repayable in either weekly, fortnightly or monthly instalments. You can make payments either by Continuous Payment Authority debit card repayments or through our online payment portal.

And if your financial situation changes, and you are able to repay all or part of your 24 month loan early, we will not charge you anything extra for doing so.


What are your eligibility criteria for a 24 month loan?

To apply for a 24 month loan with us, you need to be:

  • Aged at least 21;
  • Currently in employment with a regular income;
  • Resident in the UK; either as a homeowner, tenant, or living with parents;
  • The holder of a UK bank account with a debit card.


As a responsible lender we also need to make sure that a 24 month loan is affordable for you. So we will do some simple affordability checks as part of the application process. But if your credit score is less than perfect, don’t worry. We may still be able to lend to you with poor credit history or even a CCJ. 

The most important thing to us is your current financial situation, and whether you would be able to afford the repayments on a 24 month loan


How do I apply for a 24 month loan?

Loans 2 Go is a direct lender which means that you can apply for a 24 month loan directly to us online; there is no third party involved.

We try to make the process as straightforward and stress-free as possible. There are three simple steps:

  1. Click Apply Now then use the slider to select how much you want to borrow. 
  2. Enter the information we require then submit your application to us.
  3. We will then give you an instant decision. If your 24 month loan application is approved, we aim to get the money in your account within 15 minutes.

If you prefer to discuss your 24 month loan application in more detail, you can either call one of our friendly team on 0330 400 6000 or email us at

So if you are considering a loan, why not make it a Loans 2 Go 24 month loan?

Representative example: if you borrow £1500 over 24 months at a flat rate of 111.6% per annum (fixed) with a representative 320% APR you will make 18 monthly payments of £202, repaying £4,848 in total.