24 Month loan
- No obligation eligibility checker
- No early repayment fees
- Rated excellent on Feefo
FEES
DIRECT LENDER
Representative example: If you borrow £550 over 18 months at a flat rate of 168% per annum (fixed) with a representative 679% APR you will make 18 monthly payments of £107.56, repaying £1,936.08 in total. The rate and / or term you are offered is dependent on your individual circumstances.
Get your funds in 3 simple steps
Borrow from £250 to £2,000 | Online Application | Quick Decision
1
Select your required amount
2
Get an instant decision
3
Same day transfer
What are the advantages of a 24 month loan?
If you are currently thinking about taking out a loan, one of the key factors to consider is the repayment period. Most personal loans have a repayment period of somewhere between 12 and 60 months. So what are the advantages of a 24 month loan?
- Repayments on a 24 month loan will be more affordable than those on a loan with a shorter repayment period because they are divided equally over the 24 months;
- Because of this, you may be able to borrow a higher amount of money with a 24 month loan than you would with a shorter repayment period loan;
- A 24 month loan gives you long enough to get your finances completely back on track, but is not going to drag on for years like a longer repayment term loan.
What's your eligibility criteria for a 24 month loan?
To apply for a 24 month loan with us, you need to be:
- Aged at least 21;
- Currently in employment with a regular income;
- Resident in the UK; either as a homeowner, tenant, or living with parents;
- The holder of a UK bank account with a debit card.
As a responsible lender we also need to make sure that a 24 month loan is affordable for you. So we will do some simple affordability checks as part of the application process. But if your credit score is less than perfect, don’t worry. We may still be able to lend to you with poor credit history or even a CCJ.
The most important thing to us is your current financial situation, and whether you would be able to afford the repayments on a 24 month loan.
How much can I borrow with a 24 month loan?
With a Loans 2 Go 24 month loan you can borrow from £1,001 up to £2,000. There are no fees for setting up your loan.
Your 24 month loan is repayable in either weekly, fortnightly or monthly instalments. You can make payments either by Continuous Payment Authority debit card repayments or through our online payment portal.
And if your financial situation changes, and you are able to repay all or part of your 24 month loan early, we will not charge you anything extra for doing so.
£1,001 - £2,000
personal loans
How do I apply?
Loans 2 Go is a direct lender which means that you can apply for a 24 month loan directly to us online; there is no third party involved.
We try to make the process as straightforward and stress-free as possible. There are three simple steps:
- Click Get Started
- Select how much you want to borrow
- Provide us with basic information
Our eligibility checker will give you an instant decision on whether you have been pre-approved without it affecting your credit score. If successful you can complete the application form and if approved get the money into your account, the same working day*
If you prefer to discuss your loan application in more detail, you can either call one of our friendly team on 0330 400 6000 or email us at [email protected].
So if you are considering a loan, why not make it a Loans 2 Go 24 month loan?
Personal loans | 18 or 24 months
Life is full of ups and downs, and sometimes things just don’t go to plan.
£250 - £2,000
personal loans
Over 2,000,0000
people helped
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FAQ
You need to be:
- – At least 21 years’ old;
- – Currently in employment with a regular income; and
- – A resident in the UK with a UK bank account.
Our 24 month loans are £1,001 – £2,000.
At Loans 2 Go you can see if you’re likely to qualify for a loan using our eligibility checker. This is a soft search and will not impact your credit score. If pre-approved and you complete our full application then, as a responsible lender, we undertake credit checks to establish the loan is affordable. We do lend to people with poor credit history, however, we would only lend to customers that can afford the repayments.
