How much do you want to borrow?

Over how long?

Weekly repayments:
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£550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR


18 monthly payments of £113.06, repaying £2,035.08 in total

Standard personal loans term is 18 months. The interest we charge is directly related to the length of time you have your loan.

Max APR 937.8% (based on £550 over 18 months). All loans are subject to eligibility & affordability criteria. Late payment or non-payment may result in additional fees such as court fees. Click here for our renewal policy. Over 21s only, T&Cs apply.

Personal loans up to 24 months from Loans 2 Go

Why take out a personal loan?

Life is full of ups and downs, and sometimes things just don’t go according to plan. And when you find yourself in the situation of needing some extra cash, a personal loan could be the answer.

Whether you need money for unexpected bills, car repairs, appliance breakdowns, family emergencies, or to meet the costs of medical, dental or veterinary treatment, a personal loan could really help you to sort things out.

When you take out a personal loan with Loans 2 Go, the money is yours to do with as you wish. It’s your money after all.

So if times are tight, a Loans 2 Go personal loan may be just what you need.


How much can I borrow?

Loans 2 Go offer personal loans between £250 and £2,000.

There are no set up fees.

The usual repayment period is between 18 and 24 months. You can make your repayments in either weekly, fortnightly or monthly instalments either via Continuous Payment Authority debit card repayments or our online portal.

There are no early repayment fees if you decide to repay all or part of your personal loan sooner than 24 months.


Who is eligible for a personal loan?

Our personal loans are available to you whether you are a homeowner, tenant, or live with your parents.

You need to be:

  • At least 21 years old.
  • Currently employed with a regular income.
  • Resident in the UK with a UK bank account and debit card .

As part of the personal loan application process we will check your credit report, but don’t worry if your credit score is less than perfect. We will still consider lending to you if you have poor credit history or even a CCJ. We treat each loan application on its own merit, and are more interested in your present financial situation than whatever might have happened in the past.


How do I apply for a personal loan?

At Loans 2 Go our aim is to make the loan application process as easy and stress-free as possible. 

We can do this because we are a direct lender. This means that:

  • You apply directly to us.
  • We make our own lending decisions.
  • There is no third party involved.

To apply for a personal loan with us online, there are three simple steps:

  1. Click Apply Now then use the slider to select how much you want to borrow. 
  2. Enter your information and send it to us.
  3. Receive an instant decision and, if approved, expect your money in your account within 15 minutes.

If you prefer to discuss your application, you can either call us on 0330 400 6000 or email us at 

We look forward to hearing from you and hope that a Loans 2 Go personal loan can help you to sort out your current financial situation and move things forward.


Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total.