Personal Loans
- Loans from £250 - £2,000
- No early repayment fees
- No obligation eligibility checker
Representative example: If you borrow £550 over 18 months at a flat rate of 168% per annum (fixed) with a representative 679% APR you will make 18 monthly payments of £107.56, repaying £1,936.08 in total. The rate and / or term you are offered is dependent on your individual circumstances.
Warning: Late repayment can cause you serious money problems. For independent help, please go to www.moneyhelper.org.uk
Get your funds in 3 simple steps
Borrow from £250 to £2,000 | Online Application | Quick Decision
1
Select your required amount
2
Get an instant decision
3
Same day transfer
Why take out a personal loan?
Whether you need money for unexpected bills, car repairs, appliance breakdowns, family emergencies, or to meet the costs of medical, dental or veterinary treatment, a personal loan could really help you to sort things out.
Who is eligible for a personal loan?
Our personal loans are available to you whether you are a homeowner, tenant, or live with your parents.
You need to be:
- At least 21 years’ old;
- Currently in employment with a regular income;
- Resident in the UK;
- UK bank account holder on a debit card.
With our free eligibility checker you can find out if you’ll be accepted for a personal loan without impacting your credit score. If you’re provisionally approved and invited to complete the full application only at that point, will we check your credit report.
We will still consider lending to you if you have poor credit history or even a CCJ. We treat each loan application on its own merit, and are more interested in your present financial situation than whatever might have happened in the past.
How much can I borrow?
There are no set up fees.
The usual repayment period is either 18 or 24 months depending on how much you borrow. You can make your repayments in either weekly, fortnightly or monthly instalments either via Continuous Payment Authority debit card repayments or our online portal.
There are no early repayment fees if you decide to repay all or part of your personal loan sooner than the loan term.
£250 - £2,000
personal loans
How do I apply for a personal loan?
We can do this because we are a direct lender. This means that:
- You apply directly to us.
- We make our own lending decisions.
- There is no third party involved.
To apply for a personal loan with us online, there are three simple steps:
- Click Get Started
- Select how much you want to borrow
- Provide us with basic information
Our eligibility checker will give you an instant decision on whether you have been pre-approved without it affecting your credit score. If successful you can complete the application form and if approved get the money into your account, the same day*.
If you prefer to discuss your application, you can either call us on 0330 400 6000 or email us at hello@loans2go.co.uk
We look forward to hearing from you and hope that a Loans 2 Go personal loan can help you to sort out your current financial situation and move things forward.
Personal loans | 18 or 24 months
Life is full of ups and downs, and sometimes things just don’t go to plan.
£250 - £2,000
personal loans
Over 2,000,0000
people helped
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FAQ
You may be able to borrow from as little as £250 up to £2,000. As long as it’s affordable for you, we’ve got you covered.
You need to be:
- – At least 21 years’ old;
- – Currently in employment with a regular income; and
- – A resident in the UK with a UK bank account.
At Loans 2 Go you can see if you’re likely to qualify for a loan using our eligibility checker. This is a soft search and will not impact your credit score. If pre-approved and you complete our full application then, as a responsible lender, we undertake credit checks to establish the loan is affordable. We do lend to people with poor credit history, however, we would only lend to customers that can afford the repayments.
