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Over how long?

Weekly repayments:
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£550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR


18 monthly payments of £113.06, repaying £2,035.08 in total

Standard personal loans term is 18 months. The interest we charge is directly related to the length of time you have your loan.

Max APR 937.8% (based on £550 over 18 months). All loans are subject to eligibility & affordability criteria. Late payment or non-payment may result in additional fees such as court fees. Click here for our renewal policy. Over 21s only, T&Cs apply.

Why might you need £500 loans?

There are so many reasons why you might suddenly need to get your hands on £500. Whether it’s some kind of family emergency, home or car repairs, or a bill that you weren’t expecting, you are left short of money and need to find some extra money fast.

£500 loans from Loans 2 Go could get the money into your bank account within 15 minutes.

And once you have the money you can do whatever you like with it, there are no restrictions.


How much do £500 loans cost?

You can use the slider above to see how much the repayments would be on a £500  loan. You can make repayments in either weekly, fortnightly or monthly instalments over a period of 18 months24 months.

The total cost of £500 loans depends on the length of your repayment period. 

There are no charges to set up £500 loans, and no early repayment fees if you decide to repay all or part of your £500 loan before the end of your repayment period.


Would I be eligible for £500 loans?

There are some simple eligibility criteria for a Loans 2 Go £500 loan:  We require you to be:

  • Aged 21 years or over;
  • Currently employed with a regular income;
  • A UK bank account holder with a debit card;
  • Resident in the UK. This can be either as a homeowner, tenant, or living with parents.

If your credit score is less than perfect, we will still consider lending to you. As part of the loan approval process, we will check the affordability of the loan repayments for you. We don’t want you to take on debt that you are unable to repay. But we treat each application on an individual basis, and as long as you are able to afford your £500 loan repayments now, poor credit history need not prevent us lending to you.


How can I apply for a £500 loan?

Applying for £500 loans with Loans 2 Go is easy. You can do this online from the comfort of your own home. There is no face to face interview and no forms to post. 

Our loan application process is straightforward and simple. To  apply for a £500 loan with us, all you need to do is:

  1. Click Apply Now then use the slider to select your £500 loan. You will then be able to see how much the repayments will be.
  2. Enter your details into the online form and submit it to us.
  3. As a direct lender we can then give you an instant lending decision. There is no third party involved.
  4. If your £500 loan is approved, we aim to get the money into your bank account within 15 minutes. 

So, if you need £500 loans, and need it fast, look no further than Loans 2 Go.

Representative example: If you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total