Will you be going on a summer holiday this year?

As soon as Christmas and New Year are out of the way, we are bombarded with adverts for summer holidays. In one way that’s great, because it provides the possibility of something to look forward to, particularly in the dark dreary days of winter. But in another way, it’s really bad timing because most of […]

Ten tips for improving your finances in 2025

If you made New Year’s resolutions for 2025, it’s quite likely that at least one of them was related to finances. According to YouGov, the single most common New Year’s resolution for 2025 is to improve finances, either by saving more or spending less. If this sounds familiar, how is it going so far? Many […]

Is it ever ok to take out an emergency loan?

emergency loan for car breakdown

There are times in all of our lives when we are really stuck for money. Many of us struggle from month to month anyway due to the cost of living crisis. We probably fall into the “JAM” category – Just About Managing. We get by, but payday can never come soon enough! The problem comes […]

Be Prepared! Start planning for Christmas 2025

save money planning christmas

2025 is well under way, and Christmas 2024 is already beginning to feel like a distant memory. But just before it disappears totally from your radar, just stop and think for a minute. How was Christmas for you? Was it a happy time, full of peace and goodwill to everyone? Or were there aspects of […]

Is now a good time to consider changing jobs?

As Christmas drifts into New Year, followed by the long month of January, it can feel like time for a change. If you are one of the many people who make New Year’s resolutions then hopefully those are going well. But even if not, there is still time to make some significant changes for 2025. […]

Are you ready for a no-spend challenge in 2025?

With all the expenses of Christmas, many of us are really feeling the pinch. And January always feels like a very long month before the next payday. If your finances are stretched, you may be considering taking out a small personal loan to help tide you over. And whilst this may be a short term […]

What rights do you have if the bailiffs turn up?

You may have read in the news recently about many people having problems with sorting out Dart Charge payments, and several of them having bailiffs turning up on the doorstep. Despite mistakes being made about some of the payments supposedly owing, people reported intimidation and harassment by the bailiffs.  One customer described the bailiff as […]

Changing phones? Five important things to know

Most UK adults rely increasingly on their mobile phones to help manage every aspect of their lives. In fact, mobile phone users in the UK now spend an average of three hours every day on their mobile devices. So changing your phone can feel like a huge step to take. No matter how easy your […]

How to prevent domestic disasters this Christmas

Christmas is nearly here, and it is supposedly the season to be merry. But what happens if something goes wrong? Let’s hope it doesn’t happen, but it’s a good idea to be prepared so that if you are faced with some kind of domestic disaster this Christmas, you will know what to do. Loans 2 […]