How to save money on heating your home this autumn
Energy prices fell by 7% in July for 21 million households in England, Scotland and Wales. This resulted in a typical annual household bill now being £1,720 instead of £1,849 – a reduction of £129. Maximum energy prices are determined by a price cap set by the energy regulator Ofgem. The current cap is in […]
Gov UKs Help For Hustles – Understanding the tax rules
If HMRC is not an organisation that you immediately associate with Valentines Day, think again! Earlier this year, they launched a Help for Hustles campaign designed to help people understand the tax implications of side hustles more clearly. The Help for Hustles Valentine’s Day campaign encouraged anyone who has created a successful side hustle to […]
Is your son or daughter off to Uni? What it means for their finances . . . & yours!
One of the most unpopular decisions since the Labour government came into power was made
Are you eligible for the Winter Fuel Payment in 2025?
One of the most unpopular decisions since the Labour government came into power was made public in July 2024. Chancellor Rachel Reeves
Now is the time to save money for Christmas!
We are so sorry to mention Christmas in the middle of summer. But believe us, your future self will be glad we did! Christmas is only a few months away and will be here before we know it. Let’s face it, once Back to School is over and done with, it’s then half term, Halloween, […]
Make this your best Back to School ever
The long summer holidays are rushing by, and soon it will be time for the big Back to School. In one way, this may come as something of a relief in terms of having to think about entertaining the kids and/or sorting out childcare every day. But in another way, Back to School is a […]
Just back from holiday? How to keep the holiday vibe alive
If you’re about to head off on holiday this summer, you will probably be in the middle of all the preparation that needs to be done. Even if you intend to keep things simple, and keep luggage to the bare minimum, it always seems to get out of control at the last minute, and you […]
What is the *real* state of your finances?
A recent major financial survey reported that millions of people in the UK are walking a financial tightrope. The Financial Lives Survey, run by the FCA (Financial Conduct Authority) is seen as an accurate benchmark for the state of the UK’s finances. It takes place every 2 years and the results of the 2024 survey […]
Can I get a personal loan with poor credit history?
If you have poor credit history it can impact many different aspects of your life. And one of the most significant aspects is if you need to borrow money. If you apply for a personal loan you may find that your application is rejected because of your poor credit history. And, to make matters worse, […]
