24 Month loan
- No obligation eligibility checker
- No early repayment fees
- Rated excellent on Feefo
FEES
DIRECT LENDER
Representative example: If you borrow £550 over 18 months at a flat rate of 168% per annum (fixed) with a representative 679% APR you will make 18 monthly payments of £107.56, repaying £1,936.08 in total. The rate and term you are offered is dependent on your individual circumstances.
Warning: Late repayment can cause you serious money problems. For independent help, please go to www.moneyhelper.org.uk
Get your funds in 3 simple steps
Borrow from £250 to £2,000 | Online Application | Quick Decision
1
Check your eligibility
2
If you're eligible
3
Same day transfer
What are the advantages of a 24 month loan?
If you are currently thinking about taking out a loan, one of the key factors to consider is the repayment period. So what are the advantages of a 24 month loan?
- The repayments on a 24 month loan may be more manageable than those on a loan over a shorter period;
- A 24 month loan could be a better choice, compared to a loan over a longer term, because it significantly reduces the total interest paid;
- This also keeps you from being locked into a longer term debt.
What's your eligibility criteria for a 24 month loan?
To apply for a 24 month loan with us, you need to be:
- Aged at least 21;
- Currently in employment with a regular income;
- Resident in the UK; either as a homeowner, tenant, or living with parents;
- The holder of a UK bank account with a debit card.
As a responsible lender we also need to make sure that a 24 month loan is affordable for you. We consider every loan application on its own merit even if your credit history is less than perfect.
The most important thing to us is your current financial situation, and whether you would be able to afford the repayments on a 24 month loan.
How much can I borrow with a 24 month loan?
With a Loans 2 Go 24 month loan you can borrow from £1,001 up to £2,000. There are no fees for setting up your loan.
Your 24 month loan is repayable in either weekly, fortnightly or monthly instalments. You can make payments either by Continuous Payment Authority debit card repayments or through our online payment portal.
There is always the opportunity to repay your 24 month loan early.
£1,001 - £2,000
personal loans
How do I apply?
Loans 2 Go is a direct lender which means that you can apply for a 24 month loan directly to us online; there is no intermediary involved.
We try to make the process as straightforward and stress-free as possible. There are three initial steps:
- Click Get Started
- Select how much you want to borrow
- Provide us with basic information
Our eligibility checker will give you an instant decision on whether you have been provisionally accepted without it affecting your credit score. If successful you can complete the application form and if approved get the money into your account, the same working day (subject to working hours).
If you prefer to discuss your loan application in more detail, you can either call one of our team on 0330 400 6000 or email us at [email protected].
Personal loans | 18 or 24 months
Life is full of ups and downs, and sometimes things just don’t go to plan.
£250 - £2,000
personal loans
Confidential &
secure
Money
same day
FAQ
You need to be:
- – At least 21 years’ old;
- – Currently in employment with a regular income; and
- – A resident in the UK with a UK bank account.
Our 24 month loans are £1,001 – £2,000.
At Loans 2 Go you can see if you’re likely to qualify for a loan using our eligibility checker. This is a soft search and will not impact your credit score. If pre-approved and you complete our full application then, as a responsible lender, we undertake credit checks to establish the loan is affordable. We do lend to people with poor credit history, however, we would only lend to customers that can afford the repayments.
