Same Day Loans
Personal loans £250 – £2000 available today
What are same day loans?
A same day loan does what it says on the tin. It is an unsecured personal loan that is usually able to provide you with the money you need on the same day as you apply for it.
Getting your money the same day may seem like an impossible ask, but with every aspect of the loan application and money transfer process now being done online, they are very much a reality.
Gone are the days of having to post forms and wait for decisions.
Why do people need same day loans?
On the one hand, taking out a loan is a major financial decision and needs to be weighed up carefully. And this is a good thing, because when applying for a loan of any kind, both you and the lender need to be confident that the loan is affordable for you.
However, often when you need to apply for a loan it is because you need money fast to sort out an urgent situation such as a family emergency or unexpected bill. At these times, access to find that day can be just what you need.
What are the advantages of same day loans?
Same day loans provide an instant solution to your urgent situation. In the morning you can be worried sick about how you are going to find the money you need. But with same day loans, by the end of the day it’s possible for everything to be sorted.
Another great advantage of same day loans is that you then have plenty of time to repay your loan in affordable instalments. You will know up front how much you have to pay and when, with no unpleasant surprises, and can gradually pay off your loan balance and put today’s urgent situation far behind you.
What is the eligibility for our same day loans?
To be eligible for one of our loans, you need to be:
- At least 21 years’ old;
- Currently employed with a regular income;
- A UK bank account holder with a debit card;
- Resident in the UK either as a homeowner, tenant or living with your parents.
As part of our loan application process we will conduct an initial eligibility check on you before you complete a loan application form, just to avoid wasting your time if you are not eligible.
If you are eligible and you’re invited to complete a full application we will, at that point, undertake credit checks on you. But even if you have poor credit history we will still consider lending to you if the loan repayments are affordable for your current financial situation.
Does Loans 2 Go offer money on the same day?
Loans 2 Go offer same day personal loans of between £250 and £2,000. Our aim is to give you an instant lending decision then get the money into your bank account the same working day.
There is no charge for setting up your same day loan and, if you are able to repay the loan earlier than this, there is no extra charge for doing this either.
What is the application process?
The first part of the application process is an eligibility check. This involves a soft search on your details which doesn’t affect your credit score, whatever the outcome. To run through the eligibility check, all you need to do is:
- Click the Get Started tab below;
- Specify how much you would like to borrow;
- Enter some basic information about yourself.
If you pass the eligibility check you will then be able to complete a short online loan application form to provide us with a bit more information. Once you submit this we will give you an instant decision.
If your loan is approved, we aim to get the money into your account the same working day*.
Personal loans | 18 or 24 months
Life is full of ups and downs, and sometimes things just don’t go to plan.
£250 - £2,000
personal loans
Over 2,000,0000
people helped
Confidential &
secure
Money
same day
FAQ
Our no obligation eligibility checker is a soft search on your details and will let you know instantly if you’re pre-approved for a loan without affecting your credit score. Successful applicants will then be invited to complete their application.
We do not charge any set up fees when you take a personal loan with us.
APR stands for Annual Percentage Rate. This is the rate at which someone who borrows money is charged. It is calculated over a twelve-month period and is shown as a percentage. The APR percentage represents the actual yearly cost of the funds over the term of a loan.
Representative example: If you borrow £550 over 18 months at a flat rate of 168% per annum (fixed) with a representative 679% APR you will make 18 monthly payments of £107.56, repaying £1,936.08 in total. The rate and / or term you are offered is dependent on your individual circumstances.
Warning: Late repayment can cause you serious money problems. For independent help, please go to www.moneyhelper.org.uk
