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If you take out a guarantor loan it means that another person acts to guarantee the loan for you. If anything went wrong and you were unable to make your loan repayments, then your guarantor would be legally obliged to make them on your behalf.
It would be up to you to find a guarantor yourself. It could be anyone you choose, but they would need to be of good financial standing. The lender would need to run a credit check on your guarantor to make sure that they could afford to take over your loan repayments if you were unable to keep paying them.
So you would need to find someone who is willing to have a credit check, and also that you would definitely feel comfortable about asking to help repay the loan if needed.
Yes. At Loans 2 Go you can take out a personal loan either jointly or individually. So, for example, you may decide to take out a joint loan with your spouse or partner or another family member. This is an ideal solution if you need a loan but are worried about doing it completely on your own.
At Loans 2 Go we only provide Personal Loans. This means you would be wholly responsible for the loan and the loan repayments. Our personal loans are available to you whether you are a tenant, homeowner, or live with your parents.
However to apply for a personal loan you do need to be:
As part of the application process we will check your credit score, but don’t panic if your credit report is less than perfect as we treat each loan application on its own merit and will still consider lending to you if you have poor credit history or even a CCJ.
Our Loans 2 Go personal loan is available to both individual and joint applicants. You can borrow between £250 – £2000, and there are no fees to set up the loan.
Loan repayments are fixed up front, so you can see clearly what you have to pay and for how long. You can repay your loan by weekly, fortnightly or monthly instalments over a period of 18 or 24 months. If you decide to repay your loan earlier than this, there will be no additional charges for doing so.
You can find out more about a Loans 2 Go loan and apply online here.
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Loans 2 Go is a trading name of Loans 2 Go Limited, registered in England and Wales. Company number 4519020. ICO registration number Z720743X. Registered address: Bridge Studios, 34a Deodar Road, London SW15 2NN. Authorised and regulated by the Financial Conduct Authority (FRN 679836). *Payment by bank transfer once application approved, subject to our working hours of Monday to Friday: 8am to 8pm and Saturday 8am to 5pm. All loans are subject to eligibility & affordability criteria.
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