Online loans
£250 – £2,000 loans | Direct lender
What is an online loan?
So much of our daily life happens online now and online loans are no different. Put simply, it is a personal loan that you arrange and manage totally online.
What else should you consider?
When you apply for an online loan, there are no paper forms to fill in and no face to face interview. Everything is completed online.
This means that you can apply for your loan 24 hours a day, 7 days a week.
The choice is yours. You are in control.
Does Loans 2 Go offer online loans?
Yes and we make sure that it is as straightforward as possible to get an online loan from us.
There are three simple steps.
- Decide how much you need to borrow. We offer online loans between £250-£2000, repayable over a period of 18 or 24 months depending on the loan value requested and your personal circumstances.
- Click Get Started and fill in a simple online form.
- Our no obligation soft search will let you know instantly if you’re provisionally accepted without affecting your credit score. Successful applicants can then complete the full application.
If your loan application is accepted, we will pay the money directly into your bank account. One of the advantages of everything being done online is that this can happen very quickly. We aim to get the money to you the same day (subject to our working hours).
Is it safe to sort out money matters online?
You probably already do. Most of us shop online now, and use a debit or credit card to do so. The e-commerce sites that you buy from have to encrypt your financial information to ensure that it is secure. You can tell they are doing this by the padlock symbol in your browser’s address bar.
So when you apply for an online loan check to see if the lender’s website is secure and that they have a privacy policy ensuring your personal details are stored safely and only used when needed.
As more of our life moves online, more measures are being put in place to keep us safe. Financial companies are also subject to regulation by the Financial Conduct Authority (FCA), to protect consumers.
Personal loans | 18 or 24 months
Life is full of ups and downs, and sometimes things just don’t go to plan.
£250 - £2,000
personal loans
Confidential &
secure
Money
same day
FAQ
At Loans 2 Go you can see if you’re likely to qualify for a loan using our eligibility checker. This is a soft search and will not impact your credit score. If provisionally accepted and you complete our full application then, as a responsible lender, we undertake credit checks to establish the loan is affordable.
Once your application has been approved, you will normally receive the money the same day, subject to our working hours. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Representative example: If you borrow £550 over 18 months at a flat rate of 168% per annum (fixed) with a representative 679% APR you will make 18 monthly payments of £107.56, repaying £1,936.08 in total. The rate and term you are offered is dependent on your individual circumstances.
Warning: Late repayment can cause you serious money problems. For independent help, please go to www.moneyhelper.org.uk
