April fools? Which bills are going up – and how to keep them down!

save money car tax

It’s a tradition of many news channels, social media pages and newspapers to publish spoof stories on 1st April. And so much of the news is so bizarre at the moment that they can be difficult to spot!  But one major piece of news from early April this year was that bills are going up. […]

If you have bad credit, how long will it last?

bad credit report

If you have bad credit it can feel like a life sentence on your finances. Bad credit means that events in your credit history indicate that you could be a risk to lend to, so it can become an obstacle to you taking out new loans or other financial agreements. You can drift into bad […]

Domestic Disaster : What to do if your home floods

home flood emergency loan

From time to time, parts of the UK get flooded, and for a while it is headline news. And as we watch horrifying images of towns, streets, and homes awash with water, in the back of our minds we wonder what we would do in such a situation and how we would cope. Over the […]

Council Tax: make sure you are not paying too much

council tax rates 2024

In the recent Budget, there were no changes related to Council Tax in England. However, this means that local councils are free to increase the amount if they need to do so, for example to raise extra funding for the services they provide. Most councils are allowed to increase it by 2.99% and those with […]

Update your wardrobe this spring without spending a fortune

save money on clothes

Spring has sprung and yet again we wrestle with that eternal question “What on earth do I wear”? Somehow our minds go blank when we try to remember what we wore this time last year. And also, spring is quite a difficult time to plan clothes for as the weather is still so variable. The […]

Can you still get a loan if you have bad credit?

what is bad credit

Applying for a loan can be a very stressful prospect for many people. But it can feel even worse if you have bad credit. In this article we explain what is meant by bad credit, and the advantages and disadvantages of loans for bad credit.   What is bad credit? Bad credit means that there […]

How to get your garden ready for spring

spring garden

Spring is in the air, and if you have a garden it’s time to start showing it some love! With warmer weather on its way, it will feel like no time at all until you and the family are wanting to be outside enjoying fresh air and sunshine. But you will enjoy it even more […]

Is it possible to recover from bad credit?

bad credit score dial

If you have experienced financial difficulties in your life, either recently or in the more distant past, this can have a negative effect on your credit score. And if you have a bad credit score, this could then prevent you from borrowing money, for example loans, credit cards or mortgages. In this article we take […]

How to save money by using supermarket loyalty cards

save money at supermarket

How many supermarket loyalty cards do you have? And do you use them? There are so many different cards around that most of us have a whole collection without really using them. Whether they are physical or online cards, it’s easy to lose track of what you have got, and forget to use them. To […]