Do you get tips at work? Important changes you should know

restaurant tips

The new Labour government has been in place for over 100 days now, and various things are beginning to change.  One of the key areas that is being addressed is worker’s rights. A new law dealing with tips at work – The Employment (Allocation of Tips) Act – was launched on 1st October 2024. And […]

How to cope with rising energy prices this winter

After the hike in energy prices in 2022, bills have gradually been reducing again. But the most recent Ofgem energy price cap in October rose again by 10%. In this article we take a look at what this means for your energy bill, and how to cope if energy prices continue to rise.   What […]

How to buy new glasses without breaking the bank

emergency loan eye care

In the recent Back to School flurry, one thing that may have been overlooked for you and your family is new glasses. If anyone in your family needs glasses either for everyday use or for close up work such as reading and screen time, it’s important to get their eyes checked regularly and replace glasses […]

Five ways to beat the post-holiday blues

how to beat post holiday blues

If you managed to get away on holiday this summer, and are gradually getting back to reality, you may find yourself suffering from post-holiday blues.  You keep thinking back to the good times you had on holiday, and particularly the sense of freedom from having to think about the daily chores, tasks and routines of […]

Act now to prevent financial disaster this Christmas

avoid bad credit at xmas

Sorry to mention this, but Christmas is coming. In fact, even though Back to School still feels like yesterday, some shops already have the beginnings of Christmas displays creeping in.  Christmas is a bit like marmite : you either love it or hate it. But however you feel about Christmas it is one of those […]

Second hand isn’t only for September

save money with second hand september

You may have noticed recently the Oxfam initiative Second Hand September. This is an annual campaign to encourage people to pledge to say no to buying new clothes for 30 days.  But what is the point of Second Hand September? And is it possible to apply the principles beyond just one month?   What is […]

How the new rules on Winter Fuel Payment affect you

emergency loan winter fuel

One of the changes recently announced by the new Labour government is the removal of Winter Fuel Payment from many pensioners. But will this affect you? In this article we look at: What is the Winter Fuel Payment? Who is still eligible for the Winter Fuel Payment? How to claim Winter Fuel Payment Is there […]

When will you be able to afford to retire?

save money for retirement

Back to School is here and, if you have been able to take any time off this summer, there’s also very much the feeling of Back to Work. Many of us really enjoy taking time off, and begin to wonder how we have time to work! Which gets us thinking ahead to the day when […]

Improve your life in just twenty minutes a day

Relaxation

The new school year always feels like time for a new start, even if it’s years since you were actually at school yourself. And perhaps there are things that you have always wanted to do but have just never got round to? The problem is that life just seems to get busier and busier, and […]