Get your personal loan in 3 simple steps

Get your personal loan in 3 simple steps



Complete a quick application form
Just select your required amount and answer a few quick questions.
Apply Now
Get your personal loan in 3 simple steps



Get an instant
decision
No hanging around, we’ll give you an answer right away.
Apply Now
Get your personal loan in 3 simple steps



Money in your
bank account
Once approved we aim to transfer your funds the same day*.
Apply Now
Representative example: if you borrow £550 over 18 months at a
flat rate of 207.6% per annum (fixed) with a representative
1013.3% APR you will make 18 monthly payments of £125.71,
repaying £2,262.78 in total
Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total

Personal loans

£250 to £2,000 | monthly interest rates from 9.3% to 15%

Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total.

Why take out a
personal loan?

There are times in our lives  when we need a bit more money. It could be for an unexpected bills, car or appliance repair, family emergency, health treatment or many other reasons. But you need money, and you need it now.

This is where a personal loan could help. You borrow a fixed sum of money for an agreed period of time, and know what you have to repay  based on what is affordable to you at the time. It could be the solution to your current financial situation.

How much can I
borrow?

Loans 2 Go offer personal loans from £250 to £2,000.

Our loans are repayable over a period of between 18 and 24 months. There is no charge for setting up the loan, and nothing extra to pay if you decide to repay your loan early.

We accept repayments in monthly, weekly, or fortnightly instalments. Payments can be made either via Continuous Payment Authority, over the phone using your debit card or through our online portal.

What are my options?

At Loans 2 Go we offer two personal loan products. Use the toggles below to see how the APR, loan terms and monthly interest change depending on the value of your loan. We do not charge anything for setting up your loan and there are no hidden charges.

Based on example of

Loan amount:

£250 – £1000

£1001 – £2000

Based on example of £550

APR.

770%

Monthly Payments

£2,035.08

MONTHS.

24

Total Repayable

£2,035.08

Representative example:

IF YOU BORROW

£550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR

YOU WILL MAKE

18 monthly payments of £113.06, repaying £2,035.08 in total

Why choose Loans 2 Go?

Loans 2 Go is a direct lender. You can apply for your loan directly to us. 

This also means that we make our own lending decisions without having to consult anyone else. We will consider lending to you even if you have a poor credit history. As a responsible lender, the most important thing is that the loan is affordable for your current financial circumstances.

Why take out a personal loan?

To apply for a loan with us, you need to be:

  • At least 21 years’ old;
  • Currently in employment with a regular income; 
  • Resident in the UK;
  • UK bank account holder on  a debit card.

You can apply for your personal loan online, from the comfort of your own home. There is no face to face interview.

Simply click Apply Now, and you will need to fill in a few details and then submit the application to us. We will make an instant decision and, if your loan is approved, will get the money into your account the same day*.