Dot Dot Loans Alternative
Your Dot Dot Loans Alternative
If you’re looking for a loan one lender you may have been considering is Dot Dot Loans.
However, Dot Dot Loans – part of Shelby Finance – entered into administration on 17 November 2023.
This means that they are no longer able to offer any new credit, so you cannot now apply for a Dot Dot loan. Fortunately, there are other direct lenders who are still able to offer new loans and could be a suitable Dot Dot Loans alternative.
We're An Alternative To Dot Dot Loans
Loans 2 Go is one of these direct lenders.
On this page we explain more about the loans that we offer which could be a good Dot Dot Loans alternative.
What makes Loans 2 Go a suitable Dot Dot Loans alternative?
You can borrow up to £2000
Loans 2 Go offer personal loans from £250 to £2,000. This is more than you would have been able to borrow through Dot Dot, although as a responsible lender we will always check carefully that any loan we offer you is affordable for you. So the exact amount you are able to borrow will depend on what you can afford to repay.
However, don’t worry if you have a less than perfect credit score. At Loans 2 Go we treat every loan application individually, and are more interested in your current financial circumstances rather than any problems that may have occurred in the past. This means that we will consider lending to you if you have a poor credit score or even a CCJ.
Our flexible loans and fair approach make Loans 2 Go an ideal Dot Dot Loans alternative for you.
You have a choice of repayment options
If you take out a loan with us, you can repay it over a period of either 18 or 24 months depending on how much you are borrowing. These repayment periods are longer than a short-term loan, which means that your repayments are more affordable, and you are less likely to have difficulty making them.
You can choose whether to make your loan repayments on a monthly, weekly or fortnightly basis. And you also have the option of paying us either by CPA (Continuous Payment Authority) on your debit card, over the phone or through our online payment portal.
What additional charges are added to the loan?
In a word, none! You will only repay the original amount of the loan, plus interest on the amount. The rate of interest – and the amount this will be – will be explained to you up front when you take out your loan. So there will be no nasty surprises along the way.
We do not make any additional charge for setting up the loan, and you would pay less if you decide to repay your loan early. Two more good reasons why Loans 2 Go is the ideal Dot Dot Loans alternative.
How can I apply for a Loans 2 Go loan?
To apply for a loan with us you need to be confident that you can afford the loan repayments. We also have four simple eligibility criteria. You must be:
- Aged 21 or over;
- Currently employed with a regular income;
- The holder of a UK personal bank account and debit card;
- Resident in the UK. This can be as a homeowner, a tenant, or living with parents.
We have a simple and straightforward loan application process, and you can do everything online within around 10 minutes. All you need to do is:
- Select how much you want to borrow
- Enter a few details about yourself on the online form;
- Submit the form to us.
Once we receive your initial form we will conduct a soft search without it impacting your credit score. If you’re pre-approved we will then invite you to complete at full application. If your loan is approved, we will aim to get the money in your account the same day (or next working day if you apply over the weekend).
So if you are looking for a suitable Dot Dot Loans alternative look no further than Loans 2 Go. If you need any further information, do feel free either to call us on 0330 400 6000 or email us at [email protected].
*approved loans are funded hourly during business hours 8am – 8pm Mon-Fri, Sat 8am-4pm
Personal loans | 18 or 24 months
Life is full of ups and downs, and sometimes things just don’t go to plan.
£250 - £2,000
personal loans
Over 2,000,0000
people helped
Confidential &
secure
Money
same day
FAQ
We do not charge any set up fees when you take a personal loan with us.
Once your application has been approved, you will normally receive the money the same day, subject to our working hours. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
