Sunny Loans Alternative
£250 – £2,000 loans for all of life’s ups and downs
Your alternative to Sunny Loans
If you are currently looking for a personal loan, one company that you might have been searching for is Sunny Loans.
Sunny offered loans of up to £2500, with repayment periods from 6-14 months depending on the size of the loan.
However, Sunny Loans went into administration in June 2020*.
This means that they are no longer able to offer loans to new customers.
But do not panic...
There are a range of other lenders who are still offering loans and may be able to help you with a suitable Sunny alternative.
On this page we provide some information about how Loans 2 Go can help you find the loan that is right for you.
Key factors to look for in a personal loan
Taking out a personal loan is a big decision. Whichever loan you decide as your Sunny alternative, you need to be clear about the following five key factors:
- How much money are you able to borrow?
- What rate of interest will you be charged?
- Will the lender charge you for setting up the loan?
- How long is the repayment period for the loan?
- Would you be charged extra if you decide to repay the loan early?
We will look at each of the above areas in turn and explain the advantages of a Loans 2 Go loan as your Sunny alternative:
Who is eligible for a Loans 2 Go loan?
If you were searching for a Sunny Loan you may be worried about not being accepted for a loan with another lender if you have poor credit history or a CCJ. This is another reason why Loans 2 Go is an excellent Sunny alternative.
At Loans 2 Go we understand that it is very easy for things to go wrong financially. Unfortunately, your credit score can be slow to change. Which means that even if you are now in a much stronger financial position, this may not be fully reflected in your credit score.
So at Loans 2 Go we look at the overall picture and focus on your present rather than your past. If it is clear to us that you are now able to afford loan repayments, we will not hold your past against you unfairly. We will consider lending to you even with a poor credit history or CCJ. All our loans are subject to eligibility and affordability criteria.
Why Loans 2 Go is a good choice as your Sunny alternative
How much money are you able to borrow?
At Loans 2 Go we offer personal loans of between £250 and £2000. The amount you are able to borrow depends on what you can afford to repay.
How much interest will you be charged?
The total interest you will pay will vary depending on the length of time you take to repay your loan. We will explain the exact costs to you upfront before your loan starts.
Will you be charged for setting up the loan?
No. We do not charge you anything for setting up the loan. There are no hidden charges at all, everything is open and transparent.
Would you be charged extra if you decide to repay the loan early?
No. If you are able to repay all or part of your loan early, there is no charge for doing this. You may also pay less interest overall by doing this.
How do I apply for a Loans 2 Go loan?
At Loans 2 Go we make it quick and easy to apply for your Sunny alternative loan. There are just three simple steps:
- Click Apply Now and simply select the amount of money you want to borrow.
- Enter the information we need on the online form then submit it to us.
- You will then receive an instant decision. If your loan application is approved, you can expect to see the money in your account the same day*.
We hope you agree that Loans 2 Go is the ideal Sunny alternative.
We look forward to receiving your online application or, if you prefer to discuss your application further, feel free to either call us on 0330 400 6000 or email us at [email protected].
*correct as of July 2020
Personal loans | 18 or 24 months
Life is full of ups and downs, and sometimes things just don’t go to plan.
£250 - £2,000
personal loans
Over 2,000,0000
people helped
Confidential &
secure
Money
same day
FAQ
You need to be:
- At least 21 years’ old;
- Currently in employment with a regular income; and
- A resident in the UK with a UK bank account.
As a responsible lender we undertake credit checks to establish the loan is affordable, but we lend to people with poor credit history. However, we would only lend to customers that can afford the repayments.
