Lending Stream Alternative
£250 – £2,000 loans for all of life’s ups and downs
Your alternative to Lending Stream
Are you currently looking for a Lending Stream alternative?
Loans 2 Go could help. We offer unsecured personal loans of £250 – £2,000.
There are 3 important reasons why Loans 2 Go may be a better alternative than Lending Stream:
– You can borrow up to £2,000
– We give you longer to repay us
– Our lending rates are cheaper than Lending Stream
This means you could get a better deal with Loans 2 Go. Read on to find out more…
Why Choose Loans 2 Go as
a Lending Stream Alternative
£250 - £2,000
personal loans
Simple online application
Confidential &
secure
Money
same day
How much money can you borrow?
At Loans 2 Go we offer personal loans up to £2000, more than the £1500 offered by Lending Stream. The exact amount you are able to borrow will depend on what you can afford to repay : as a responsible lender we will always ensure that any loan you take out with us is affordable for you.
But checking the affordability of your loan doesn’t necessarily mean that you need to have a perfect credit score. We understand that your credit score may still be impacted by financial issues in the past that are no longer relevant now.
Our eligibility checker will conduct a soft search and give you an instant decision on whether you have been pre-approved without it affecting your credit score. If successful you can complete the application form.
So as long as you can afford the loan repayments, we will consider lending to you if you have a poor credit score or even a CCJ.
If you need to borrow more than £1500, and can afford to do so, Loans 2 Go could be a suitable Lending Stream alternative for you. If approved, expect your money in your account the same working day*.
Our lending rates are cheaper than Lending Stream
When taking out a new personal loan, it is important to be aware of how much the loan will cost you. As well as having to repay the loan itself, there will also be interest charges on top of that. And some lenders may also charge you for setting up the loan.
Whilst neither Loans 2 Go nor Lending Stream charge a fee for setting up the loan, be aware that Loans 2 Go’s interest charges are much lower than Lending Stream’s.
So, bearing in mind that you can repay your Loans 2 Go loan whenever you are ready to do so, you are likely to save a lot of money on interest charges by taking out a loan with Loans 2 Go rather than Lending Stream.
When considering where to apply for your loan, just make sure that you check all the figures carefully before making a final decision. If you do this, we are confident that you will find Loans 2 Go to be a cheaper Lending Stream alternative.
We give you longer to repay us than Lending Stream
However, if at any stage you are able to repay all or part of your loan earlier than your agreed repayment period there are no early repayment fees. And you may also be eligible for an early repayment discount.
As for the loan repayments themselves, you are able to make these on a monthly, weekly or fortnightly basis, either by CPA (Continuous Payment Authority) on your debit card or through our online payment portal.
So in terms of how and when you repay your loan, Loans 2 Go is a great Lending Stream alternative.
How can I apply for a Loans 2 Go loan?
To apply for a loan with us you need to be:
- Aged 21 or over;
- Be a resident in the UK (this can be as a homeowner, tenant, or living with parents);
- Have a UK personal bank account and debit card;
- Currently be in employment with a regular income.
The loan application process is simple and straightforward, and should take about 10 minutes. It can all be done online from the comfort of your own home : there are no forms to post and no face to face interview.
All you need to do is click Get Started and select the amount of money you need to borrow. We will ask you for some basic information as part of the eligibility checker process. Once we receive your initial form we will conduct a soft search without it impacting your credit score. If you’re pre-approved we will then invite you to complete a full application. We will give you an instant decision and if your loan application is approved, we will aim to get the money in your account the same working day*.
We hope that all the above information helps you to decide whether Loans 2 Go could be your ideal Lending Stream alternative. If there is anything else you need to know, do feel free to either call us on 0330 400 6000 or email us at [email protected].
Who Are Lending Stream?
Lending Stream is a short term lender offering loans of up to £1,500 with 6 months to repay. They describe themselves as being an alternative to payday loans, which usually have a shorter repayment term. But at almost double the Representative APR at 1271%.
But before you consider applying for a loan with Lending Stream, there are other direct lenders out there who may be able to offer you a better deal, and so could be a suitable Lending Stream alternative. Like Loans 2 Go!
Loans 2 Go, your Lending Stream alternative.
*Information correct as of 1st January 2025
FAQ
You need to be:
- At least 21 years’ old;
- Currently in employment with a regular income; and
- A resident in the UK with a UK bank account.
As a responsible lender we undertake credit checks to establish the loan is affordable, but we lend to people with poor credit history. However, we would only lend to customers that can afford the repayments.
