Emergency loans

£250 – £2,000 Unsecured personal loans
Apply now

When is a loan an emergency loan?

There are times in all of our lives when our finances need a bit of a boost. In this situation, a personal loan could be just the financial solution you need.
Some of the most common reasons people take out a personal loan are:
  • To pay off other debts, including expensive credit card balances;
  • Car repairs;
  • Home improvements;
  • Home repairs;
  • House moving expenses;
  • Family events;
  • Medical, vets or funeral expenses.
Apply now

Unexpected need

Whilst some of the above situations can be planned for in advance, others can just take you by surprise and you unexpectedly need to find money fast. This is where a personal loan could be seen as an emergency loan.
An emergency loan from Loans 2 Go could provide the way out of a difficult situation and help you to get your finances back on track again.

How quickly could I get an emergency loan?

If you are in the situation when you need an emergency loan, you need money fast. You haven’t time to fill in lots of forms or attend a face to face interview.
The good news is that at Loans 2 Go, our emergency loan application process is designed to make things as quick and easy as possible for you.
We do this in 3 ways:
  • You can apply to us for an emergency loan online from the comfort of your own home;
  • We are a direct lender so can give you an instant decision without anyone else being involved;
  • If your emergency loan is approved we will get the money into your account the same day*.

Would I be eligible?

We have four main criteria for an emergency loan.

You need to be:

  • At least 21 years’ old;
  • Currently employed with a regular income.
  • The holder of a UK bank account and debit card;
  • Resident in the UK with a UK bank account and debit card.
Many people worry about applying for an emergency loan because they do not have a very good credit score. Whilst we will do credit and affordability checks as part of the emergency loan application process , we may still consider lending to you if you have poor credit history or even a CCJ.
We look at each loan application on an individual basis, and are more interested in your financial situation now rather than whatever may have happened in the past. The most important thing to us is that we are confident you can afford the loan repayments.

How much can I borrow with an emergency loan?

Loans 2 Go offer emergency loans between £250 and £2,000.
The usual repayment period is between 18 and 24 months. You can make your repayments in either weekly, fortnightly or monthly instalments either via Continuous Payment Authority debit card repayments or our online portal.
There are no set up fees for the loan, and no early repayment fees if you decide to repay all or part of your emergency loan sooner than your 18 or 24 months.

How do I apply?

You can apply for an emergency loan with us online, in three simple steps:

  1. Select how much you want to borrow and click Get Started.
  2. Enter some basic information and we’ll check your eligibility without it impacting your credit score.
  3. If successful you can complete the application form and if approved get the money into your account, the same day*
So, if you are facing an unexpected financial demand, we hope that a Loans 2 Go emergency loan could help you to get things sorted.
Personal loans | 18 or 24 months

Life is full of ups and downs, and sometimes things just don’t go to plan.

£250 - £2,000
personal loans

Over 2,000,000
people helped

Confidential &
secure

Money
same day

FAQ

Our 18 month loans are £250 – £1,000. However you may be able to borrow up to £2,000 (24 month loan). As long as it’s affordable for you, we’ve got you covered. 

We do not charge any set up fees when you take a personal loan with us. 

We are very flexible and provide repayment options of weekly, fortnightly, or monthly.

Representative example: If you borrow £550 over 18 months at a flat rate of 168% per annum (fixed) with a representative 679% APR you will make 18 monthly payments of £107.56, repaying £1,936.08 in total. The rate and / or term you are offered is dependent on your individual circumstances.

Warning: Late repayment can cause you serious money problems. For independent help, please go to www.moneyhelper.org.uk

Feefo logo