QuidMarket Alternative
£250 – £2,000 loans for all of life’s ups and downs

Your alternative to QuidMarket
If you are currently looking for a personal loan you will be aware that there are many different loan companies out there, all claiming to offer the best financial products and customer service. So how do you choose between them?
One lender you may have heard of is Quidmarket. Quidmarket is a direct lender that offers quick loans of up to £1500 (£600 for new customers). Quidmarket loans are designed to cover short term expenses, such as an emergency situation. Quidmarket also describe their loans as being easier to apply for with poor credit.
To help you decide whether a Quidmarket loan is the best option for you, it’s important to understand more about quick loans and to be aware of other lenders – such as Loans 2 Go – that could be a better Quidmarket alternative.

Why Choose Loans 2 Go as
a QuidMarket Alternative

£250 - £2,000
personal loans

Simple online application

Confidential &
secure

Money
same day
Our lending rates are cheaper than QuidMarket
One of the most important things to understand when taking out a new personal loan is how much the loan will cost you. Always bear in mind that as well as the amount you are borrowing, there will be interest charges on top of that. Some lenders may also charge you for setting up the loan.
The good news is that neither Loans 2 Go nor Quidmarket charge a fee for setting up the loan. However, when it comes to the amount of interest charged on the loan, there is a significant difference in cost. Quidmarket’s interest charges are almost double what you would pay for a Loans 2 Go loan.
This means that if you were to take out a Quidmarket loan for 6 months, the interest would be much more costly than a Loans 2 Go loan. And remember that if you took out a Loans 2 Go loan on an 18 or 24 month repayment plan, you could repay this after 6 months if you were able to do so, and save even more on interest.
So when considering where to apply for a personal loan, make sure that you check all the figures very carefully before making a final decision. By doing this, we are confident that you will find Loans 2 Go to be a cheaper Quidmarket alternative.
We offer larger loans than QuidMarket
At Loans 2 Go we offer personal loans up to £2000, considerably more than the £1500 offered by Quidmarket. The exact amount you are able to borrow will depend on your individual circumstances, particularly the affordability of the loan for you. As a responsible lender, Loans 2 Go will always ensure that taking out a new loan is the right option for you.
When you apply for a loan with Loans 2 Go we will do an initial soft search on your details to check your eligibility. This does not affect your credit score at all but will ensure that you are pre-approved for a loan before you complete the application form.
And you do not need to have a perfect credit score to be approved for a loan with us. Your application is considered by humans not bots, and we appreciate that your credit score could still be impacted by previous financial issues that are no longer relevant. As long as you can afford the loan repayments, we will consider lending to you if you have a poor credit score or even a CCJ.
So if you need to borrow more than £1500, and can afford to do so, Loans 2 Go could be a suitable Quidmarket alternative for you.
We give you longer to repay us than QuidMarket
When you take out a personal loan with Loans 2 Go, you will get your money fast. Our aim is to get it into your account the same working day*.
Having longer to repay your loan makes your loan repayments more affordable and reduces the risk of you not being able to make those repayments. It also gives you breathing space to sort out the financial situation that led to you needing the loan in the first place.
And if at any stage you are able to repay all or part of your loan earlier than your agreed repayment period there is no charge for doing so, and you may also be eligible for an early repayment discount.
Loan repayments can be made on a monthly, weekly or fortnightly basis, either by CPA (Continuous Payment Authority) on your debit card or through our online payment portal.
So in terms of the flexibility of loan repayments, Loans 2 Go is a Quidmarket alternative well worth considering.
How can I apply for a Loans 2 Go loan?
To apply for a loan with us you need to be:
- Aged 21 or over;
- Resident in the UK, either as a homeowner, tenant, or living with parents;
- The holder of a UK personal bank account and debit card;
- In employment with a regular income.
Our loan application process is simple and straightforward, and can all be done online from the comfort of your own home in around 10 minutes. There are no forms to post and no face to face interviews.
Simply click Get Started and select the amount of money you need to borrow. We will then ask you for some basic information as part of the eligibility checker process and conduct a soft search. This does not impact your credit score, but does mean that you will be pre-approved for a loan before you complete a full application. We will give you an instant decision and if your loan application is approved, we will aim to get the money in your account the same working day*.
We hope that all the above information helps you to decide whether Loans 2 Go could be your ideal Quidmarket alternative. If there is anything else you need to know, do feel free to either call us on 0330 400 6000 or email us at [email protected].
Who Are QuidMarket?
Quidmarket is a direct lender offering quick loans of up to £1,500 with 3-6 months to repay. Their current interest rates on loans are a flat rate of 292% per annum (fixed) with a representative 1,301.80% APR.*
If you were to take out a loan with Quidmarket but were then unable to make your repayments on time, this could be recorded as a late payment or default on your credit file, which would make it more difficult to obtain credit in future.
So before you consider applying for a loan with Quidmarket, research other direct lenders out there who may be able to offer you a better deal. Loans 2 Go would be happy to help, and you may find us to be your ideal Quidmarket alternative.
*Information correct as of 3rd June 2025
FAQ
You need to be:
- At least 21 years’ old;
- Currently in employment with a regular income; and
- A resident in the UK with a UK bank account.
At Loans 2 Go you can see if you’re likely to qualify for a loan using our eligibility checker. This is a soft search and will not impact your credit score. If pre-approved and you complete our full application then, as a responsible lender, we undertake credit checks to establish the loan is affordable. We do lend to people with poor credit history, however, we would only lend to customers that can afford the repayments.