Looking for the best quick loan for essential home repairs? Who you gunna call? Ghostbu… No. Why? Well, firstly it’s not really up their street but secondly because you don’t need anyone else! You’re going to apply for an online loan with decision online and money in your bank in minutes* – taking all the hassle out of getting the funds you need, whatever the domestic disaster be!
From time to time on this site we will look at some of the issues that face us as homeowners. If you are lucky enough to own your own home you will soon realise that there are many ongoing expenses that you most probably had not accounted for! Not only do you have to pay mortgage and council tax and utility bills – but there is the small matter of home upkeep and maintenance all of which come with unexpected bills.
We’re not talking about major redecoration or building work, but just the daily treadmill of keeping things functioning as they should. The list is endless! From dribbling kitchen taps to grubby cooker hood filters, mouldy bathroom grouting to limescaled shower heads, leaning fences to jungle-style gardens, streaky windows … and dust in places you never knew existed. There are always plenty of jobs that demand your time, attention and money.
Gradually you get used to this hamster wheel of activity: but what do you then do when you are hit with an unexpected event? There is then the extra hassle of either fixing it yourself or getting someone else in; and yet another job demanding your time, attention and money.
Take, for example, the case of a broken or cracked window. In either case it is really important to get this fixed as soon as possible to ensure that your home is secure and to protect your home from whatever the weather is doing outside!
If you have home insurance, check with your insurance company to see if they have an emergency service that can help you. It’s also a good idea to take photographs of the damage so that you have a record of what has happened to help you if you do make an insurance claim.
If you do not have home insurance it is still best to call in the services of a professional. You need that window repairing and fast!
But there are then steps you can take yourself while you wait for professional help to arrive.
If your window is simply cracked, the best thing to do is seal it by applying either duct tape or strong packing tape on top of the crack on both the inside and outside of the window. It is important not to apply too much pressure whilst doing this as you may end up either making the crack worse or breaking the window pane. But this kind of temporary seal should be enough to keep out cold and rain until the window can be properly repaired.
If the window is actually broken, it is important to clear up the broken glass yourself, as this presents all kinds of hazards in the home, particularly to children and pets. It is very important to wear thick gloves while doing this, and ideally protective eye wear. Get a thick cardboard box or plastic crate to store all the broken glass so that it doesn’t inadvertently spread to a different part of your home. Start by collecting the largest pieces of glass first – including any remaining glass in the window itself. Then sweep up smaller pieces of glass. Be very thorough about this – and also over a much wider area than you think you need to; it is amazing how far shattered glass can fly!
You now need to temporarily secure the window frame. The type of fix you do depends on how soon the window can be properly repaired and also the location of the window. It may be sufficient to just cover the area with either some plastic or a piece of heavy duty rubbish bag, taped or stapled over the gap. But if the damage is more extensive, or the permanent repair going to take longer, then you may need to board up the entire window opening with wood.
If you do have home insurance then it is likely that most – if not all – the costs of your window repair will be covered by this. But what if you don’t? For a situation such as a broken window – where repair is a necessity rather than a choice – a quick loan may be the answer. It is cheaper than trying to put it on a credit card, and also more convenient as it enables you to pay for things in cash.
At Loans 2 Go we understand that when you apply for a loan, you need the money quickly. You can apply for a quick loan with us online and, if your loan is approved, the money can be in your bank account in as little as 60 minutes*! So if you are sitting there now, worrying about how to pay for your window repair then why not apply for a loan straight away? You can also call us on 0330 400 0403, WhatsApp us on 07976 200 597 or email us on [email protected].
*if your application is successful, we aim to make payment by bank transfer within 60mins of approval subject to our working hours of Monday to Friday: 8am to 8pm and Saturday 8am to 4pm.